Copyright / 2017 / Empire Associates

LOAN PROGRAMS

GENERAL REQUIREMENTS

Mobile home loan programs are first separated into

2 categories. Loans on leased land with space rent, called

'Chattel Loans', and Loans on real property,

called 'Fee Simple Loans',

where you own the land. Our programs are then separated further to accommodate your specific needs.

-  Two years of continuous employment. Other income may include, social security, court ordered child support, alimony, annuities, rentals.

-  550 plus credit score.

-  A certified appraisal and home owners insurance required with loan approval.

EMPIRE ASSOCIATES

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"Bringing Dreams Home"

We Appreciate the Opportunity to serve you.

Empire Associates Specalizes in Manufactured / Mobile Home Financing.

PRE-HUD HOMES

CALL OR EMAIL US!

We are available 7 days a week and will work with you from beginning to end.

The loan process can be overwhelming, so we strive to make your experience as smooth as possible.

​MANUFACTURED HOME LOANS

June 15th, 1976 is an important date in the

Mobile Home lending industry. Mobile homes built prior to this date are Pre-HUD homes. This is the date

Housing and Urban Development set in place mobile home building guide-lines. We can finance a Pre-HUD home

on land or on leased land, as old as 1960.

EDWARD R. PARISH, JD

BROKER / OWNER

519 Citrus Way

Oceanside CA 92058

(760) 822-9106 Cell

(760) 727-1149 Fax

Email:

empireassociatesloans@gmail.com